Address: 200 Ashford Center Suite 165, Atlanta, GA 30338
Real AI Underwriting Since 2019
Over 500,000 Loans Underwritten
Fannie, Freddie, FHA, VA, USDA, HFA/DPA & NonQM
Document Based with 17 years of Perfecting Rule Sets
Technology Independence is Game Changing
Reduces underwriting, due diligence and boarding costs by roughly 2/3rd
AI Platform offers a significant competitive advantage shortening the loan lifecycle’s days
Enabling mortgage players to scale their operations up and down across multiple channels more quickly
Cost to produce is significantly reduced so profit per loan and per trade is dramatically increased
Fully Conditioned in 4 to 24 hrs by Channel
True AI without the Smoke & Mirrors
What Keeps You Up At Night?
Struggling With Origination Costs?
Worried About Being Ready For The Next Industry Cycle?
Want To Build Scalability Without Limitations Of Past Solutions?
Zero Up Front Costs
- Underwriting Costs Become Variable Immediately
- Fully Operational In Weeks
- 100% Of Files Underwritten Same Day / Next Day – No Backlogs
Try Before You Buy
We’ll Run A Full Day’s Production (Or More) With No Cost To You.
Results Posted Back Within 24 Hours, Regardless Of The Unit Volume.
Once In Production Results Posted To Your LOS
LOS Independent
No System Integration (Optional) Required to launch
Scalable to ANY CAPACITY within 8 to 12 weeks
Increases Underwriter Productivity to 10+ CTCs per day
Cloud Based, Anywhere, Need to Know / Right to Know Access
AI Platform creates huge market advantage cutting days out of loan lifecycle
More Than 1,000,000 Files Underwritten
- TechMor AI Platform Underwriting & Due Diligence Full Program Support with 24-hour SLAs
- Fully deployed in Call Center, Retail, Wholesale, Mini-C / Non-Del & Corr
- Fannie, Freddie, FHA, VA, USDA, HFA/DPA & NonQM – ALL Live since 2019
PRODUCTS | PROGRAM TYPES | COMPLEXITIES | |||||||
---|---|---|---|---|---|---|---|---|---|
Rate & Term Refinance | Cash Out Refinance | Purchase | Active Duty VA | Multi-REO inluding 8+ | Self Employed Schedule C | Self Employed 1065 | Self Employed 1120s | Self Employed 1120 C-Corp | |
Conventional Conforming | |||||||||
Conventional High Balance | |||||||||
FHA Full Doc Manual UW Plus FHA Streamline | |||||||||
VA Full Doc Manual UW Plus VA IRRRL | |||||||||
NonQM & "NonAgency" |
Retail, Wholesale & Correspondent Lenders
Underwriting at every stage from TBD to Post Close / Prior to purchase Review Trues up URLA data set based on available documents at each (Re)submission Delivers UW Conditions, Decision Recommendation and Completed UW Workpapers (income, liabilities, assets, etc.) Compliance Reviews TRID Analysis, LEs, COCs, CDs & ALTAs plus Deliver fully indexed documents, Trued up Data Set and Variance Report All of the above deliverables posted to YOUR LOS same day / next day …no more backlogs
Correspondent buyers
100% Due Diligence for 1/3rd the Cost done in 10% of the Current Time. Bid Better Increase Margin & Settle Faster
Loan & MSR Traders
Friction free re-trading with zero re-touch enables up-trade/down trade reverse inquiry bidding. Even mid-trade.
Mortgage Servicers
Boarding in 10% of the Time At Significant Cost Reduction 100% Indexing & Data Reconciled To Docs of Record
our advisory board
Paul L Wyner,
Engagement Management Team
Meet Paul Wyner, a 30+ year, seasoned mortgage banking advisor based in St. Louis, MO. With a passion for leveraging fintech to enhance profitability in the mortgage industry,Paul brings a perfect blend of expertise and innovation.
Keith G. Bilodeau,
Engagement Management Team
Executive Leader with 41 years’ experience in the mortgage banking industry including leadership roles in production development and management, capital markets, TPO operations and marketing.
Dutch Schorgl,
Engagement Management Team
Accomplished production executive with over 30 years of TPO mortgage experience. Held leadership roles in production, product development, marketing and CRM development.
Ned Dibble,
Techmor Executive
With 25 years of Managerial experience in Origination, Loan Brokerage, Contract Processing, Loss Mitigation, Call Centers and Closing,manages engagement logistics for TechMor.
Chris Wiley,
Managing Partner
Chris has consulted at the intersection of Technology and Mortgage for 2 decades.He spent tours with PwC and E&Y. His transition to Mortgage was via his teams at WaMu who subsumed the Thrift and S&L industry. That led to a PwC project Chris where he helped launch MCT Trading. He returned as COO in 2005 until the ’08 crash when he met the now TechMor team as they acquired his client.
Leena Kostelich,
Engagement Management Team
Starting in the Lending Industry straight out of High School, Leena has experienced all levels of Mortgage, from Operations to Fintech. She is passionate about industry advocacy efforts and supporting those who contribute to the good. Her commitment to serving clients with integrity and transparency has led her to TechMor.
Correspondent Review Breadth
MSR Trade
MSR Pool Trade On-Boarding
Limited Recourse: 24 Docs Types / 100 to 150 Fields
Co-Issue MSR Flow Trade On-Boarding
Full Recourse: 24 to 700 Doc Types / 100 to 400 Fields
Delegated Correspondent
Full Delegated Correspondent Bulk Trade
Full Recourse: 100 to 700 Doc Types / 100 to 1,800 Fields
Full Delegated Correspondent Best Effort Flow
Option for Re-Underwrite Sampling: 200 to 700 Doc Types / 100 to 3,500 Fields
Non Delegated Correspondent
Non-Delegated Correspondent Flow
Option for 10% or greater Full Re-Underwrite Sampling: 400 to 700 Doc Types / 1,800 to 12,000 Fields
Non Delegated Mini-Correspondent Flow
Option for Pre-Funding QC & Full Re-Underwrite Sampling: 400 to 700 Doc Types / 1,800 to 32,000 Fields